Frequently asked questions

What do Investors Provident do?
At Investors Provident we source high quality off plan investment property. All our investments are situated in prime locations all over the world. As a professional organisation, we work in partnership with property developers and agents to market properties direct to our investor base. Our corporate aim is to maximise our clients’ investment potential using our extensive resources and unrelenting focus on our relationships. [Read more about Investors Provident]

Why do I need to register with you?
By registering your details, you will be put on to our investor database and be kept informed of any new developments that materialise in the future. At the same time, you will have the option to purchase on these developments, often before they are released on the International market. So, please take a few moments and register with us today. It's free and you can unsubscribe any time.

What types of properties do you source?
Our prime area of expertise is the sourcing off-plan properties in a number of emerging and established countries. Most of the developments we source have a build time of about 12-24 months, which gives you an unprecedented window of opportunity to benefit from good capital growth. Our developments can vary from country homes, to modern riverside apartments to even commercial builds.

What are off-plan properties?
Off-plan properties are properties that have yet to be built. As a purchaser, you may be able to see a show home, but most often, all you are likely to see are the floor plans, perhaps a model of the development, and /or various artist impressions.

How does buying off-plan work?
Working directly with the developer, we have the opportunity to source property before it is ever released to the general public. This in turn is introduced to you, ‘the investor’ and you are able to purchase the property at the lowest price with a long build time. During this time, the value of the property continues to grow.

What are the advantages of buying off-plan?
People generally buy off-plan as an investment. It could often mean that you put down only a small deposit and the remaining balance is paid quite some time after signing contracts. Of course, during this time the value of the property could be rising, and you could see a significant growth of your original price; and you will not have invested any more funds. Like any investment, there is an element of risk, but this is minimised by employing our services.

Where are the properties you source?
We source off-plan properties in a wide variety of countries, including UK, Europe, Middle East and Asia.

Do you have legal representatives that can assist me?
For all our opportunities, we ensure that we have an English speaking financial and legal representative that can assist you with the entire sales process. We would prefer it if you used our associates, but this is not essential. However, our network of business partners have been sourced and vetted to provide an excellent level of service at highly competitive prices.

Do I need finance approval before purchasing an off-plan property?
For developments with build times of less than 6 months, we do recommend our clients get an approval in principle. With developments having build time of more than 6 months, we put our clients in touch with our financial consultants nearer completion.

Is there a fee to become an Investors Provident client?
No. Our investment alert emails are completely free of charge. Once you register, we keep you informed about the recent news and international property market via our online newsletters. You also get access to our investment reports on each development, along with a detailed analysis of the project and relevant facts and figures. So don't hesitate, and register with us today.

What are the risks associated in buying off plan?
Like any investment, it’s very important to do your research before you invest. It’s also very important to consider questions like, what are the projected returns and what are the associated risks? For instance, if you're planning on buying to let, what's the market like in the country in which you are buying? Equally, if you're hoping for capital appreciation and rental income, be aware that the two don't normally go together in countries where people traditionally rent their homes.

We at Investors Provident try and take a lot of the headache out of buying overseas by answering a lot of these questions for you. Our independent reports and advice will assist in you making a confident decision which will no doubt prove to be an excellent investment.

Besides a deposit, what other costs are required to buy overseas?
These can vary from country to country, but normally you will require sufficient funds for overseas legal fees, stamp duty, financial arrangement fees, and a few miscellaneous costs. Investors also need to be aware of currency risks; Exchange-rate movements may increase your liability under a foreign currency mortgage.

What happens if you go out of business?
In the unlikely event of this happening, your investments are always secure. This is because we act as finders on behalf of our clients, and contracts are always drawn up between you and the property developer. These are legally binding contracts where the developer cannot withdraw from even if we no longer exist. Investors Provident prides itself in conducting business with the greatest ethos, and we would always ensure that our client’s investments are always protected in any circumstances.

If you have any other concerns or questions, please feel free to contact us. We will be more than happy to help.